Flood Insurance
from Rick Baker Insurance
Flood Insurance
If you want to protect your family, your home, and your belongings from flooding, flood insurance from a Colorado insurance agency like Rick Baker Insurance is crucial. Flood insurance can help cover the physical damage done to your home during a flood, in addition to covering some of your belongings.
Benefits of opting for flood insurance
Flood insurance gives you the peace of mind that your home and belongings are covered in case of a flood. Should damage occur, flood insurance keeps you from having to pay out of pocket.
In addition, flood damage is not typically covered by most home insurance policies — so a specific flood insurance policy is often a must-have.
Does everyone need flood insurance?
You might think that you live in an area that can’t flood, or doesn’t flood often. This may be true, but a natural disaster isn’t the only thing that can cause flooding.
Heavy rains, melting snow, broken dams, or severe weather in coastal states can all cause water levels to rise.
These kinds of situations can happen anywhere - and for that reason, the National Flood Insurance Program (NFIP) recommends that every family opts for flood insurance.
Kinds of flood insurance
Typically, flood insurance is classified into two different categories, building property and personal property coverage.
Building property coverage refers to the coverage of your home, while personal property coverage protects the contents of your home.
At Rick Baker Insurance, we recommend both kinds of coverage to keep out-of-pocket costs low, should you experience flooding in your home.
Looking for flood insurance for your home?
If you’re searching for an insurance agency that can provide you with flood coverage for your home, contact Rick Baker Insurance today!
We provide a variety of coverage options and our insurance representatives can help you decide on a policy that’s right for you.
You can reach us at 303-444-3334 to learn more about our policy options!
Don’t spend another day worrying about the potentially devastating effects of flooding to your home!
Get a 
